When we hear the word recession, immediately we think bad things are happening financially. People are losing their jobs, inflation is through the roof; yes those things are happening but there is also something good that comes with a recession.
That is the stock market going down.
Are you feeling the impact of inflation affecting your spending and your budget?
What expenses are affected by inflation?
The annual inflation rate is over 8% for 2022.
An 8% inflation rate may not feel too high, that’s less than you tip your waiter going out to eat, but it adds up quickly.
I spoke to some of the top personal finance experts on YouTube and here is how inflation has affected their budget.
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Do you struggle with impulse buying? Just a couple bucks here, couple bucks there. Impulse buying adds up quick.
According to slickdeals.net, In 2021 the average person spends $276 per month in impulse purchases, that’s $3,312 a year or $9 a day.
Are you always looking for the next frugal life hack or frugal habit to save you money? Some of them are legit and save a ton of money but others actually end up costing you more money.
Today I’m sharing, 7 “Frugal” habits that actually cost you more money.
Each month I publish a YouTube and blog Income Report showing you how much money I made in my business as well as some lessons learned that contributed to that success and outcome.
My goal is to be transparent with you, show you the ups and downs as well as inspire you to hopefully build your own YouTube channel and/or blog.
Don’t let the last of the summer fun and distractions blow your September Budget! Here are six things to add to your September budget!
Remember, budgets are NOT constricting but instead give you FREEDOM to be in control of your money, rather than your money in CONTROL OF YOU!
Brain dumping is essentially getting all of the thoughts in your head out on paper.
When you brain dump you are writing down everything from things that you have to do that day, people you have to call, things that are stressing you out, or important ideas for an upcoming meeting.
My OBGYN urged me to undergo genetic testing because of my family history. I’ve gone back and forth on it for years because I felt that if it was positive, I was just a ticking time bomb.
She understood that but also explained that with the genetic testing if it is positive, we can use that to get insurance to cover earlier screenings so that we can catch anything early.
So I did it. I was positive for a gene for colon cancer and 33.5% likely to get breast cancer. Anything over 20% is high risk.
Do you want your home to feel peaceful when you walk into your home after a long day of work? Something you are proud to come home to?
Today, I’m sharing 10 hacks to make your home look and feel luxurious on a budget.
Do you want to earn even MORE points with Fetch Rewards that you can redeem for gift cards at your favorite retailers and restaurants?
I’ve seen many ways to make FAKE RECEIPTS online to earn points… trust me. DO. NOT. DO. THIS!!!
Uploading fake receipts into Fetch Rewards will get your account banned very quickly.
Today I’m sharing 7 ways to earn more points on Fetch Rewards… that are legit and won’t get your account banned!
Freedom In A Budget 2024