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3 Things To Consider Before You Invest In Gold by Kelly Anne Smith
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Most of us are eager to prevent stagnation when it comes to our finances, and look to investment as an opportunity to grow our wealth. Gold is a popular commodity to invest in as it’s generally considered to be low-risk. Unlike paper money, there’s only a finite amount of gold in the world – 208,874 tonnes of which has been mined – which helps it to retain its value over time.

10 Reasons Why You Need an Emergency Fund
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Are you one who tends not to have any extra cash on hand? Many people experience this, but with the current economic climate, rising prices are putting a dent in their pockets. When you have an emergency fund, you have a safety net for unexpected times, making it crucial for several reasons.

15 Smart Ways to Save Money on a Wedding
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Your wedding is one of the most important events in your life. This usually warrants splurging as much as you have in your bank account to keep things to the dreamy and picturesque Pinterest standard. However, it’s important to pull yourself back from spending every cent you have.

At its core, a wedding is a celebration of love and unity. You and your partner will become life partners after your special day. Unfortunately, spending all your savings can take way too much time and effort to recover financially.

What Is Important When It Comes to a Phone Plan Kelly Anne Smith
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Deciding which phone plan to get can be a difficult decision as there are so many choices, and this challenge is exacerbated when you are on a strict budget looking to find the best balance between not spending too much with getting the services that you require.

That said, what is most important is a very individual distinction as something that is important to you may not be to someone else, and vice versa.

How to Balance Wants vs. Needs in Your Family Budget Kelly Anne Smith
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It’s no secret that having kids comes with expenses–from the necessities, like groceries and education, to nonessentials, like vacations and toys. Many families struggle to keep their finances under control.

Creating a family budget is an important way to ensure you are spending wisely. However, how do you know how much money should go towards the essentials, and how much you can spend on the fun parts of family life? Here are some tips for balancing wants versus needs in your family budget.

How Budgeting Can Reduce Stress In Your Life
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A default is when an individual stops making payments on a debt. If the debt is secured, such as a mortgage or an auto loan, the lender can repossess the asset that was acquired with the loan.
If the debt is unsecured, such as a credit card balance, the lender can sell the debt to a collections agency who will attempt to collect the owned funds and, if necessary, seek a court ruling that gives them the right to take possession of the borrower’s assets.