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Category: Saving Money

how to budget with an irregular income
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Do you work on commission or have an irregular income where you make a different amount each month? If you have an irregular income, that means you can’t budget right? Nope!
Today, I’m walking you through step by step how to create a successful budget with an irregular income.

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Everyone wants to save money, and one of the places people often search for cheap car insurance quotes to reduce their transportation costs. But what factors go into determining how much you pay for car insurance? Keep reading to find out more.

how does inflation affect spending by Freedom In A Budget
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Are you feeling the impact of inflation affecting your spending and your budget? 

What expenses are affected by inflation?

The annual inflation rate is over 8% for 2022. 

An 8% inflation rate may not feel too high, that’s less than you tip your waiter going out to eat, but it adds up quickly. 

I spoke to some of the top personal finance experts on YouTube and here is how inflation has affected their budget. 

Genetic Testing Showed I'm A Cancer Risk
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My OBGYN urged me to undergo genetic testing because of my family history. I’ve gone back and forth on it for years because I felt that if it was positive, I was just a ticking time bomb.

She understood that but also explained that with the genetic testing if it is positive, we can use that to get insurance to cover earlier screenings so that we can catch anything early.

So I did it. I was positive for a gene for colon cancer and 33.5% likely to get breast cancer. Anything over 20% is high risk.