Do you work on commission or have an irregular income where you make a different amount each month? If you have an irregular income, that means you can’t budget right? Nope!
Today, I’m walking you through step by step how to create a successful budget with an irregular income.
Everyone wants to save money, and one of the places people often search for cheap car insurance quotes to reduce their transportation costs. But what factors go into determining how much you pay for car insurance? Keep reading to find out more.
Did you know that identity theft is the fastest-growing crime in America? There is a new victim every 14 seconds and it costs them on average $1,000.
You hear about it happening on the news and social media, but you never think it’s going to happen to you.
Did you know that high-yield savings accounts give you a much higher interest rate than traditional banks, sometimes up to 16 times higher?
Today I’m sharing my top 5 high-yield savings accounts, what their APY is, the account minimums, plus the pros and cons of each one.
When we hear the word recession, immediately we think bad things are happening financially. People are losing their jobs, inflation is through the roof; yes those things are happening but there is also something good that comes with a recession.
That is the stock market going down.
Are you feeling the impact of inflation affecting your spending and your budget?
What expenses are affected by inflation?
The annual inflation rate is over 8% for 2022.
An 8% inflation rate may not feel too high, that’s less than you tip your waiter going out to eat, but it adds up quickly.
I spoke to some of the top personal finance experts on YouTube and here is how inflation has affected their budget.
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Do you struggle with impulse buying? Just a couple bucks here, couple bucks there. Impulse buying adds up quick.
According to slickdeals.net, In 2021 the average person spends $276 per month in impulse purchases, that’s $3,312 a year or $9 a day.
Are you always looking for the next frugal life hack or frugal habit to save you money? Some of them are legit and save a ton of money but others actually end up costing you more money.
Today I’m sharing, 7 “Frugal” habits that actually cost you more money.
My OBGYN urged me to undergo genetic testing because of my family history. I’ve gone back and forth on it for years because I felt that if it was positive, I was just a ticking time bomb.
She understood that but also explained that with the genetic testing if it is positive, we can use that to get insurance to cover earlier screenings so that we can catch anything early.
So I did it. I was positive for a gene for colon cancer and 33.5% likely to get breast cancer. Anything over 20% is high risk.
Do you want your home to feel peaceful when you walk into your home after a long day of work? Something you are proud to come home to?
Today, I’m sharing 10 hacks to make your home look and feel luxurious on a budget.
2022 Freedom in a Budget
