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Category: Investing

3 Things To Consider Before You Invest In Gold by Kelly Anne Smith

Most of us are eager to prevent stagnation when it comes to our finances, and look to investment as an opportunity to grow our wealth. Gold is a popular commodity to invest in as it’s generally considered to be low-risk. Unlike paper money, there’s only a finite amount of gold in the world – 208,874 tonnes of which has been mined – which helps it to retain its value over time.


Investing can be an intimidating prospect for many people, especially those who are new to the world of finance. However, with the rise of commission-free investing apps like Robinhood, it has never been easier or more accessible for beginners to start investing.
Robinhood is an investing app that has gained popularity for its user-friendly interface, commission-free trading, and educational resources. It is an excellent platform for new investors who want to start building their investment portfolio without being burdened by high fees or complex investing jargon.


Index Funds for Beginners


Investing in index funds is a great way to generate passive income, especially if you are a beginner. There’s an old saying you’ll often come across, “Don’t put all your eggs in one basket”. That means if you invest all your money in one stock, you will significantly increase your investment risk.


Before we get started, let’s talk about the giant elephant in the room. That elephant is the misconception that investing is only for the wealthy and that it should be left to the professionals because it’s so difficult. That couldn’t be further from the truth, but I’ll be honest, I had that thought process for so many years. Or the thought that it’s something that I’ll do in my late 30s when I have enough money to invest because you need a minimum of like $10,000 to start.


Ahhh, the age old question: Should you pay off debt or invest first? This is an often debated topic in the personal finance community and today, I’m going to unpack what I think you should consider when asking yourself this very question. Here are 6 things to check before you consider investing over paying off debt