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Category: Saving Money

7 Practical Budgeting Tips to Reach Your Money Goals Faster (Plus Freebies to Help You Get There!)
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Let’s be honest for a second. Budgeting gets a bad reputation. People hear the word and immediately think of rules, restriction, and spreadsheets that collect dust after one stressful week of tracking. But here’s the truth:
Budgeting is not about restriction. It’s about clarity.
It’s about making sure your money is going toward the life you actually want, instead of leaking away unnoticed.

Navigating Your Finances Overseas 3 Things to Know
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While the requirements for navigating your finances overseas will differ slightly whether
you’re traveling, studying, or working abroad, it’s one of the aspects people tend to worry about the most. Will I be able to access my finances as usual? How much will I have to pay to take money out in the local currency? Do I need a different bank account or card?
There are a few things to get your head around, but with the right planning and preparation there’s nothing which will impact your ability to manage your finances well. Here’s the basics of what you need to know to stay financially-savvy when you’re abroad, whatever you’re there for.

EASY Savings Challenges That Will Help You Save THOUSANDS [FREE PRINTABLE]
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Saving money isn’t always the most exciting thing, one of the best ways to stay motivated to save is savings challenges! I am a very competitive person and if I can make a game out of saving money, it makes me work that much harder.

Today I’m sharing the ultimate list of savings challenges that will keep you pushing for more resulting in great returns!

how to budget with an irregular income
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Do you work on commission or have an irregular income where you make a different amount each month? If you have an irregular income, that means you can’t budget right? Nope!
Today, I’m walking you through step by step how to create a successful budget with an irregular income.

do stay at home moms need life insurance?
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If you’re a stay-at-home mom, chances are you’ve thought about protecting your family in every possible way. You’ve got snacks packed, doctor’s appointments scheduled, routines dialed in—and you show up, day after day, doing the invisible work that holds everything together.
But there’s one thing many moms don’t plan for…
What would happen to your family financially if something happened to you?
Most people assume life insurance is only for the income earner. But replacing all the unpaid work a stay-at-home mom does? That could cost tens of thousands a year.
The truth is, life insurance for stay-at-home moms isn’t just smart—it’s essential. And thankfully, it’s also affordable.

How to Save Money on Utilities as a Renter
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It’s easy to fall into complacency as a renter. You grow accustomed to having few choices, as it seems everything requires your landlord’s permission. However, you still have some agency, including savvy ways to save money on utilities — without switching to solar or making major upgrades on a property you don’t own.

While it may seem that your options are limited, you have more power than you think. Here’s your crash course on how to save money on utilities as a renter.

3 Things To Consider Before You Invest In Gold by Kelly Anne Smith
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Most of us are eager to prevent stagnation when it comes to our finances, and look to investment as an opportunity to grow our wealth. Gold is a popular commodity to invest in as it’s generally considered to be low-risk. Unlike paper money, there’s only a finite amount of gold in the world – 208,874 tonnes of which has been mined – which helps it to retain its value over time.

10 Reasons Why You Need an Emergency Fund
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Are you one who tends not to have any extra cash on hand? Many people experience this, but with the current economic climate, rising prices are putting a dent in their pockets. When you have an emergency fund, you have a safety net for unexpected times, making it crucial for several reasons.