What To Budget For In September
Don’t let the last of the summer fun and distractions blow your September Budget! Here are six things to add to your September budget!
Remember, budgets are NOT constricting but instead give you FREEDOM to be in control of your money, rather than your money in CONTROL OF YOU!
Whether you are an excel nerd (like myself) or prefer pen and paper, I’ve got you covered.
Have you tried budget and it just doesn’t work for you? You give up halfway through the month or at the end of the month, you are over budget? Don’t give up! Check out 12 reasons your budget isn’t working.
1. School Supplies
If you live in the North East school is just around the corner if it hasn’t started already. Now is the time to stock up on school supplies at a discounted price.
Be sure to go online to find the best prices and when the sales are on the specific items you need.
2. Labor Day [September 5th]
Labor Day weekend is the first weekend in September. In the US it is to honor the labor movement works and contributions of laborers to the development and achievements of the United States.
For many, this is the last weekend of summer, when the white shorts get put away until Summer, the pool gets used one last time, and a weekend to be outside with friends and family.
Don’t forget to budget for cookouts and party supplies.
If you need an easy 3 ingredient crowd pleaser recipe; check out my Pineapple Angel Food Cake!
It is the perfect summer recipe, it’s light, refreshing, and delicious!
3. Grandparents Day [September 11]
Do you or your kids have a loving grandparent in your life?
On the first Sunday after Labor Day we celebrate National Grandparents Day.
Here are some sweet gift ideas:
Now is the time to buy flights for the Thanksgiving and Christmas holiday to get the best deals.
Don’t let it cause you to go into debt for vacation or to see your family.
If you aren’t already saving for vacation this fall, start saving now!
Rumors are circulating that airline prices will be increasing drastically throughout the year due to rising cost of fuel. If you already have the dates and location picked, buy your airline tickets now!
Check out FlightHub!
For the savvy Traveler who refuses to overpay for flights, FlightHub is an online travel agency dedicated to making the booking of flights more efficient. They work hard to negotiate with every major – and several minor – airlines in order to pass the savings to their customers, who are otherwise unable to negotiate a better price themselves.
5. Birthday Parties
Now that school is back in session, the birthday party invitations will start flowing in. I recommend creating a sinking fund for birthday parties and having some gifts on hand so it doesn’t bust your budget.
6. Large Appliances
If you have a large appliance that you’ve been procrastinating replacing, September is the time to do it.
This month you will see the best sales of the year Labor Day weekend on larger appliances.
In Season Produce
Buying in-season produce is a great way to save money on your grocery budget. Here are the top produce items on sale in September:
- Bell Peppers
- Brussel Sprouts
- Collard Greens
- Green Beans
- Swiss Chard
- Winter Squash
- Honeydew Melon
Here is a complete guide of in-season produce by month!
What did I miss? What are you including in your September budget? Comment below!
More ways to save!
- CIT Bank: BEST High-yield savings account; your bank shouldn’t be charging you money. Instead, YOU should be making money off your money!
- Ladder: Get a quick, free quote on term life insurance, affordable, online term life insurance. No exam! No waiting! No hassles!
- GetUpside: Earn 20 cents per gallon on gas cash back when you download the app and use code FIAB20.
- Fetch Rewards is a free grocery savings app that rewards you just for snapping pictures of your receipts. That’s it. Really. Free gift cards on groceries on thousands of products every day, no matter where you get your groceries. Just scan your receipts and get gift cards from retailers like Amazon, Target, Ulta, Applebees. Use code QHKBH to earn 2,000 points ($2)!
- GoodRx: Free app that provides you savings of up to 80% on your prescriptions (even if you don’t have insurance). $5 sign up bonus!
- Rakuten: Get cash back on online purchases and automatic coupons and savings with their browser plugin… and remember, you have to make a $20 purchase to get your $20 for free!
- Blooom: FREE 401(k) or IRA analyzer, Let the experts take a peek at your retirement account. Get real advice on how it’s doing and how it could be performing better.
- Lively: A modern health savings account. Prepare for tomorrow by making smart decisions about finances and healthcare today. Lively HSAs are free for individuals and families, so you never have to worry about hidden costs.
- Build Wealth by Investing in Index Funds Course: I’ve teamed up with my friend Jeremy from Personal Finance Club to teach you everything you need to know to invest in index funds! How to open an account, how much to invest, and how to choose an index fund. You’ll gain the knowledge and confidence to optimally invest and build wealth for decades.
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