A very easy to follow zero-based annual budget template! Planning your budget a year out can really give you an advantage on taking on your finances and seeing the big picture in one snapshot! This template in excel is pre-populated with formulas to sum, debt, and sinking fund balances. The perfect tool to master your budget! All the dashboard formulas are set up for you and will populate when you enter your budget and actuals!
There are also pre-populated budget categories for you to use as you plan your year and other line items that you can rename if you wish.
I used this exact budget to pay off over $23,000 in student loans and cash flow my $30,000 wedding! Most people think that budgets are scary but no, they truly give you freedom! Having a budget gives YOU control of your money rather than your money in control of you! The budget is the backbone of paying off debt and reaching financial goals.
“I’ve tried so many different budgeting apps and templates, but I could never find anything that had everything I wanted in it. I made my own that I’ve been using for a while, but I Love this one so much more! This is exactly what I’ve been looking for. Thank you!!”
“Great spreadsheet – love to budget for the whole year, so thank you so much!”
I watched her video on YouTube and instantly bought this when she said it was ok her shop!”
“It’s exactly what I hoped for to help me straighten out our budget! Thank you!”
“Easy to use, excellent for budgeting!”
“Easy to use, and that’s saying a lot because when it comes to excel I know nothing!”
“I am so happy with this purchase! I can’t wait to begin using it and found it to be really user friendly, which was great since I don’t have tons of experience with Excel. Definitely recommend!”
“Love it! This template is exactly what I wanted because it provides more than usual to meet my budget needs.”
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