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Category: Dumping Debt

do stay at home moms need life insurance?
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If you’re a stay-at-home mom, chances are you’ve thought about protecting your family in every possible way. You’ve got snacks packed, doctor’s appointments scheduled, routines dialed in—and you show up, day after day, doing the invisible work that holds everything together.
But there’s one thing many moms don’t plan for…
What would happen to your family financially if something happened to you?
Most people assume life insurance is only for the income earner. But replacing all the unpaid work a stay-at-home mom does? That could cost tens of thousands a year.
The truth is, life insurance for stay-at-home moms isn’t just smart—it’s essential. And thankfully, it’s also affordable.

Do You Have A SPENDING Problem or An INCOME Problem?
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Managing personal finances can feel like solving a puzzle, especially when you’re unsure whether the issue lies with spending habits or insufficient income. This common question deserves a deep dive, as identifying the root cause is essential for achieving financial freedom. Let’s explore the signs of each problem and discuss strategies to regain control of your money.

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This week a third round stimulus checks are being sent out. You will qualify if you make under $75,000 for individuals, below a certain threshold — $75,000 for individuals, $112,500 for heads of household, $150,000 for couples filing jointly, and an additional $1,400 for each dependent claimed on their most recent tax filings.