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Top 5 Cash-Back Apps To Save Money This Year
Money Motivation Saving Money

Top 5 Cash-Back Apps To Save Money This Year

Are you looking for ways to earn some extra money and save more money? Look no further than cash back apps!


Cash back apps are a fantastic way to make more money and save even more. With the help of these amazing apps, you can get cash back on your purchases at your favorite stores, restaurants and online shops.


In this article, we’ll be taking a look at the best cash-back apps available so that you can start earning money and saving even more.

We’ll look at how each app works, how much money you can earn with them, what types of rewards they offer, and which ones have the best deals. We’ll also review any fees associated with using these cash back apps so that you know exactly what to expect before signing up.

What are cash-back apps?

Cash back apps are a type of mobile app that allows users to earn rewards or cash back on purchases made through the app. These apps are typically linked to a user’s credit or debit card, and automatically track and apply cash back rewards to eligible purchases made with that card.

What are the benefits of cash-back apps?

There are several benefits to using cash back apps. First, they can help users save money on their purchases. By offering cash back rewards on eligible purchases, users can effectively reduce the cost of their purchases and save money over time.

Second, cash back apps are often easy to use and convenient. Most apps allow users to track their cash back rewards in real time, making it easy to see how much money they are earning and when they can expect to receive their rewards.

Third, cash back apps can help users stay organized and keep track of their spending. Many apps allow users to see all of their eligible purchases in one place, making it easy to see where they are earning cash back rewards and where they may be able to save more money in the future.

Finally, cash back apps can be a great way for users to earn rewards on purchases they were already planning to make. By linking their credit or debit card to a cash back app, users can automatically earn rewards on purchases they would have made anyway, without having to change their shopping habits or spend extra time looking for deals.

Rakuten: Use link to get $30 bonus when you make a $30 purchase

Rakuten (formerly Ebates) is the top app for earning cash back on places that you already shop. They have an app as well as a chrome plugin that will ensure that you never miss a cashback deal. 

How it works is when you shop at your favorite stores Rakuten will trigger that you went through them and give you a set amount of cashback! 

If you sign up through this link and make your first purchase of $30 or more you will receive a $30 bonus

*Note* You need to make a qualified purchase to receive your sign-up bonus of $30.

The best part is it will come to you directly through Paypal quarterly. They do have a feature where you can get a BOOST in your rebate if you redeem for a gift card! 

Additional resources on Rakuten:

• Video: How does Rakuten work? Does it really work? (Review & full tutorial)

• Video: How To Use Rakuten (Ebates) On Mobile

Click here to get a $10 signup bonus!

How To Save Money On Groceries!

🙋🏼‍♀️ Have you found yourself throwing away vegetable after vegetable, month after month?

🙋🏼‍♀️ Do you think about your food habits and get discouraged?

🙋🏼‍♀️ Are you tired of never having a plan and watching your food budget balloon out of control?

🙋🏼‍♀️ Does the thought of grocery shopping stress you out?

🙋🏼‍♀️ Have you tried meal planning before and failed?

Discover the Exact, Step-by-Step Plan to Cut your Grocery Budget to save TIME and MONEY.

>> Click here for more info!

Upside: Use code FIAB20 to get 35 cents per gallon of gas!

Upside (formerly GetUpside) is an easy-to-use app that gives you cashback for every gallon of gas that you pump!

Use code FIAB20 to get 20 cents per gallon.

How the Upside app works is it uses your GPS location to find the closest gas stations, what their gas price currently is what the discount would be if you use the Upside app.

After you choose which gas station you are using, select “claim offer”, you then have 4 hours to make the purchase.

*Note* Be sure to get a receipt at the gas pump or inside the store.

Take a full picture of the receipt (from top to bottom) and that the receipt is not altered or torn. Pay with a credit or debit card. Cash or gift cards are not eligible forms of payment with Upside.

Upside will process your receipt within 10 days but typically, it’s within 48 hours and you will see the cashback added to your account.

Earning gift cards or cash back through Upside.

With Upside it is very easy to earn gift cards or cashback. At the top of “Cash Out” you will see your current “Earning Balance”, this is the amount you are eligible to redeem with the following three options:

Gift card: There is no limit to cash out for a digital gift card but you can only cash out in round amounts, ie: $8, $16. Note: some cards may have minimum thresholds.

PayPal: There is a $1 fee for a cash-out under $15.

Physical check: There is a $1 fee for a cash-out under $50.

Additional resources on Upside:

• Blog: How To Earn $0.15 per Gallon with Upside App!

Download Upside and use code: FIAB20 to get 20 cents per gallon.

More ways to save!

  • CIT Bank: BEST High-yield savings account; your bank shouldn’t be charging you money. Instead, YOU should be making money off your money!
  • Ladder: Get a quick, free quote on term life insurance, affordable, online term life insurance. No exam! No waiting! No hassles!
  • GetUpside: Earn 20 cents per gallon on gas cash back when you download the app and use code FIAB20.
  • Fetch Rewards is a free grocery savings app that rewards you just for snapping pictures of your receipts. That’s it. Really. Free gift cards on groceries on thousands of products every day, no matter where you get your groceries. Just scan your receipts and get gift cards from retailers like Amazon, Target, Ulta, Applebees. Use code QHKBH to earn 2,000 points ($2)!
  • GoodRx: Free app that provides you savings of up to 80% on your prescriptions (even if you don’t have insurance). $5 sign up bonus!
  • Rakuten: Get cash back on online purchases and automatic coupons and savings with their browser plugin… and remember, you have to make a $20 purchase to get your $20 for free!
  • Lively: A modern health savings account. Prepare for tomorrow by making smart decisions about finances and healthcare today. Lively HSAs are free for individuals and families, so you never have to worry about hidden costs.
  • Build Wealth by Investing in Index Funds Course: I’ve teamed up with my friend Jeremy from Personal Finance Club to teach you everything you need to know to invest in index funds! How to open an account, how much to invest, and how to choose an index fund. You’ll gain the knowledge and confidence to optimally invest and build wealth for decades.

ShopKick: Use code FREEDOM to get $5 worth of Kicks!

ShopKick is a fun app that allows you to earn points (Kicks) simply by walking into stores, scanning products, or purchasing items with Kicks!

Use code FREEDOM to earn $5 worth of Kicks when you sign up. 

Here’s how to earn kicks in stores: 

  • Simply walk into a store that has partnered with ShopKick with the app open and you will earn 10 kicks!
  • Go on a scavenger hunt of items in the store and scan those items with your Shopkick app to earn kicks.
  • Purchase items with participating barcodes and earn even more kicks!

Here’s how to earn kicks from the comfort of your home:

Take advantage of great online deals, all without leaving your couch. In addition to online shopping, you’ll get kicks just for watching videos and learning about new products within the app.

Download Shopkick and use code: FREEDOM to earn $5 in kicks!

Ibotts: Ibotta: Use code suwetiv and earn $10

Ibotta is a free grocery savings app that rewards you with free gift cards or cash back through Paypal just for snapping pictures of your receipts. 

Free gift card rewards on groceries on thousands of products every day, no matter where you get your groceries.

Select which store you are shopping at, scroll through the items offered, add the items you want to redeem to your list, go shopping, and scan your receipt after your purchase.

>> Download the Ibotta app and enter code suwetiv when you sign up and make your first qualified purchase.

You will receive your own referral code that you can give to friends and families to earn additional bonuses and cashback!

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At its core, a wedding is a celebration of love and unity. You and your partner will become life partners after your special day. Unfortunately, spending all your savings can take way too much time and effort to recover financially.

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That said, what is most important is a very individual distinction as something that is important to you may not be to someone else, and vice versa.

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Creating a family budget is an important way to ensure you are spending wisely. However, how do you know how much money should go towards the essentials, and how much you can spend on the fun parts of family life? Here are some tips for balancing wants versus needs in your family budget.

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Fetch Rewards: Use code QHKBH to get 2,000 points ($2)

Fetch Rewards is a free grocery savings app that rewards you with free gift cards just for snapping pictures of your receipts. 

That’s really it.

Free gift card rewards on groceries on thousands of products every day, no matter where you get your groceries. Just scan your receipts and earn gift cards – FOR FREE! 

*Note* You need to scan your first receipt within 7 days of entering a code to get your 2,000 points.

Download the Fetch Rewards app and enter code QHKBH when you sign up to earn your first 2,000 points which is equal to $2 in gift cards.

There are thousands of gift cards that you can redeem from charities to entertainment to retail to electronics to travel. 

Some of my favorites are Amazon, Target, Applebee’s, Panera Bread, Cheesecake Factory, Bass Pro Shops, CVS Pharmacy, Khol’s, Marshall’s, Nordstrom Rack, The Home Depot, and Walmart. 

>> Sign up for Fetch Rewards here!

  Some of the links in this article are "affiliate links", a link with a special tracking code. This means if you click on an affiliate link and purchase the item, we will receive an affiliate commission. The price of the item is the same whether it is an affiliate link or not. Regardless, we only recommend products or services we believe will add value to our readers. By using the affiliate links, you are helping support our Website, and we genuinely appreciate your support.

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