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Category: Money Motivation

Simple Money Goals To Improve Your Finances
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If you’re looking to improve your finances in the New Year, you’re not alone. Many people want to build a more stable and fulfilling financial future, but success comes from setting clear, actionable goals. This year, consider focusing on money moves that will increase your income, improve your financial literacy, and set you up for long-term security.

Whether it’s starting a side hustle, tracking your spending, growing your emergency fund, or finding a higher-paying job, intentional steps can help you make real progress. Don’t forget to factor in giving and fun money to create a balanced approach that keeps you motivated. Here are some valuable financial goals to consider as you plan for success.

Do You Have A SPENDING Problem or An INCOME Problem?
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Managing personal finances can feel like solving a puzzle, especially when you’re unsure whether the issue lies with spending habits or insufficient income. This common question deserves a deep dive, as identifying the root cause is essential for achieving financial freedom. Let’s explore the signs of each problem and discuss strategies to regain control of your money.

Why EVERYONE Seems To Have More Money Than You
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Have you ever felt frustrated watching others around you seem more successful? Maybe they’re driving brand-new cars, taking lavish vacations, or sharing perfectly curated moments online, while you’re focused on paying off debt or sticking to a budget. It’s easy to feel like you’re falling behind, but here’s the truth: things aren’t always as they seem.
Many of those impressive lifestyles are funded by debt or come at the cost of time, energy, and peace of mind. Meanwhile, your intentional choices—living within your means, prioritizing your goals, and staying true to your values—are building something far more meaningful than appearances: real financial freedom and a life you love.

10 Simple Ways to Fight Inflation
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Inflation is hitting everyone’s wallet these days, making it crucial to find creative ways to stretch your hard-earned dollars. From reviewing your budget and slashing unnecessary subscriptions to leveraging side hustles and cash-back apps, there are plenty of practical steps you can take to fight rising costs. Cooking at home, for example, can significantly cut expenses compared to eating out—even fast food prices have surged. By optimizing spending, finding cost-effective swaps, and strategically using cash-back rewards, you can keep more money in your pocket despite the challenges inflation brings. Here’s how to get started.

Operation Christmas Child Shoebox Ideas
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Operation Christmas Child, a project of Samaritan’s Purse, brings good news and great joy to children around the world. And the work doesn’t stop there. Through The Greatest Journey, our discipleship program for those who receive shoeboxes, whole communities are being transformed by the Gospel.

10 Ways to Improve Your Finances Today
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Achieving financial stability might seem like a daunting task, but it doesn’t have to be. Sometimes, small, actionable steps can make a significant impact on your financial well-being. Whether you’re looking to save more, pay off debt, or simply manage your money better, there are straightforward strategies you can start implementing today.
I don’t want a million-dollar business; I want a business that sustains my needs, gives me the freedom to be at home with my daughter, and allows me to work on my terms.

Here’s why this modest yet deeply fulfilling vision might resonate with you, too.
Here are some insights and lessons I’ve learned through my own journey, which can help you effectively balance your side hustle alongside your primary job.

Get On the Right Track with Proven Strategies for Financial Health
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Maintaining financial health is essential to a stress-free life. It’s important to develop and implement effective strategies that help you manage your money and avoid debt. In this article from Freedom In A Budget, we will discuss proven strategies for staying financially healthy and minimizing stress.

How to Save Money on Utilities as a Renter
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It’s easy to fall into complacency as a renter. You grow accustomed to having few choices, as it seems everything requires your landlord’s permission. However, you still have some agency, including savvy ways to save money on utilities — without switching to solar or making major upgrades on a property you don’t own.

While it may seem that your options are limited, you have more power than you think. Here’s your crash course on how to save money on utilities as a renter.

Don't forget these in your april budget
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Money Motivation

What To Budget For In April

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Don’t let the summer fun and distractions blow your April Budget! Here are five things to add to your April budget!
Remember, budgets are NOT constricting but instead give you FREEDOM to be in control of your money, rather than your money in CONTROL OF YOU!

3 Things To Consider Before You Invest In Gold by Kelly Anne Smith
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Most of us are eager to prevent stagnation when it comes to our finances, and look to investment as an opportunity to grow our wealth. Gold is a popular commodity to invest in as it’s generally considered to be low-risk. Unlike paper money, there’s only a finite amount of gold in the world – 208,874 tonnes of which has been mined – which helps it to retain its value over time.