Do you work on commission or have an irregular income where you make a different amount each month? If you have an irregular income, that means you can’t budget right? Nope!
Today, I’m walking you through step by step how to create a successful budget with an irregular income.
If you’re a stay-at-home mom, chances are you’ve thought about protecting your family in every possible way. You’ve got snacks packed, doctor’s appointments scheduled, routines dialed in—and you show up, day after day, doing the invisible work that holds everything together.
But there’s one thing many moms don’t plan for…
What would happen to your family financially if something happened to you?
Most people assume life insurance is only for the income earner. But replacing all the unpaid work a stay-at-home mom does? That could cost tens of thousands a year.
The truth is, life insurance for stay-at-home moms isn’t just smart—it’s essential. And thankfully, it’s also affordable.
It’s that time of year again, tax season. If you’re feeling the pressure of last-minute tax prep, you’re not alone. Whether you’re a freelancer, small business owner, or side hustler, scrambling to gather receipts and organize expenses can be overwhelming.
The good news? QuickBooks can make tax filing easier, even under a tight deadline. With features designed for expense tracking, organization, and automated reports, you can streamline the process and avoid costly mistakes.
Feeling overwhelmed by the never-ending mental to-do list? The constant juggling of responsibilities, remembering schedules, managing household tasks, and keeping up with work can drain your energy. If your brain feels like an overstuffed filing cabinet, it’s time to clear some space.
Mental overload doesn’t just cause stress—it can impact your focus, productivity, and overall well-being. When your mind is constantly cluttered, decision-making becomes harder, creativity suffers, and burnout becomes a real risk. By intentionally reducing your mental load, you free up mental energy for things that truly matter, like enjoying time with loved ones, pursuing personal goals, and simply feeling more at ease in your day-to-day life.
If you’re looking to improve your finances in the New Year, you’re not alone. Many people want to build a more stable and fulfilling financial future, but success comes from setting clear, actionable goals. This year, consider focusing on money moves that will increase your income, improve your financial literacy, and set you up for long-term security.
Whether it’s starting a side hustle, tracking your spending, growing your emergency fund, or finding a higher-paying job, intentional steps can help you make real progress. Don’t forget to factor in giving and fun money to create a balanced approach that keeps you motivated. Here are some valuable financial goals to consider as you plan for success.
Managing personal finances can feel like solving a puzzle, especially when you’re unsure whether the issue lies with spending habits or insufficient income. This common question deserves a deep dive, as identifying the root cause is essential for achieving financial freedom. Let’s explore the signs of each problem and discuss strategies to regain control of your money.
Have you ever felt frustrated watching others around you seem more successful? Maybe they’re driving brand-new cars, taking lavish vacations, or sharing perfectly curated moments online, while you’re focused on paying off debt or sticking to a budget. It’s easy to feel like you’re falling behind, but here’s the truth: things aren’t always as they seem.
Many of those impressive lifestyles are funded by debt or come at the cost of time, energy, and peace of mind. Meanwhile, your intentional choices—living within your means, prioritizing your goals, and staying true to your values—are building something far more meaningful than appearances: real financial freedom and a life you love.
Inflation is hitting everyone’s wallet these days, making it crucial to find creative ways to stretch your hard-earned dollars. From reviewing your budget and slashing unnecessary subscriptions to leveraging side hustles and cash-back apps, there are plenty of practical steps you can take to fight rising costs. Cooking at home, for example, can significantly cut expenses compared to eating out—even fast food prices have surged. By optimizing spending, finding cost-effective swaps, and strategically using cash-back rewards, you can keep more money in your pocket despite the challenges inflation brings. Here’s how to get started.
Operation Christmas Child, a project of Samaritan’s Purse, brings good news and great joy to children around the world. And the work doesn’t stop there. Through The Greatest Journey, our discipleship program for those who receive shoeboxes, whole communities are being transformed by the Gospel.
Achieving financial stability might seem like a daunting task, but it doesn’t have to be. Sometimes, small, actionable steps can make a significant impact on your financial well-being. Whether you’re looking to save more, pay off debt, or simply manage your money better, there are straightforward strategies you can start implementing today.
I don’t want a million-dollar business; I want a business that sustains my needs, gives me the freedom to be at home with my daughter, and allows me to work on my terms.
Here’s why this modest yet deeply fulfilling vision might resonate with you, too.
Here are some insights and lessons I’ve learned through my own journey, which can help you effectively balance your side hustle alongside your primary job.
Freedom In A Budget 2025