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Category: Budgeting

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The first step of the Dave Ramsey Wealth Building Plan is Baby Step 1. This step is saving $1,000 as quickly as you can for your ‘starter’ emergency fund. Baby Step 1 assumes that you have cut up all of your credit cards, so you are solely relying on a cash emergency fund. The minimal savings amount of $1,000 is to light a proverbial fire under your butt.

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By now you know that the world has been turned upside down. The U.S. Government agrees with the previous statement and has passed a historic bipartisan $2 Trillion stimulus package which is supposed to shock the economy back to life. This stimulus package includes cash directly into the hands of 9 out of 10 American households.

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Tax deductions are a great way to lower your taxable income and in return pay less in taxes to the government. We all know the typical tax deductions like charitable giving but today I’m going to share 9 tax deductions that you are probably overlooking!