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Category: Budgeting

Ways To Improve Your Finances
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When most people think about improving their finances they think BIG ticket items like saving for retirement, investing, paying cash for a car… things that will take years to accomplish. All of those are very important and great goals, there are also a lot of small ways that add up BIG to help you hit your finances faster. Today I’m sharing 5 things that you can do to improve your finances, 5 things that you can check off your to do list in 1 hour!

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The first step of the Dave Ramsey Wealth Building Plan is Baby Step 1. This step is saving $1,000 as quickly as you can for your ‘starter’ emergency fund. Baby Step 1 assumes that you have cut up all of your credit cards, so you are solely relying on a cash emergency fund. The minimal savings amount of $1,000 is to light a proverbial fire under your butt.